Are you ready to become an ideal spender?
If you spend too much, you’ll find yourself in debt. Spend too little, and you’re not maximizing your financial potential. So how do you know if you’re spending just the right amount? And, if you need to make a change, how should you go about it?
If you have a significant revolving balance in your checking account, you might want to think about ways to make your money work harder. Adding just a few more dollars a week to your retirement fund or a high-interest savings account can yield greater benefits in the future.
Tip: Chronic underspenders may also simply be out of touch with their finances and thus unsure of what they can reasonably spend. Need a more accurate point of view? Sit down and take a close look at your accounts and expenses.
Not having a budget or not sticking to the one you’ve made can easily lead to overspending. If you find yourself in this category, take the time to...